Payment Options

Cataract surgery with a standard monofocal Intraocular Lens (IOL) implant is often fully or partially covered by private medical insurance or Medicare. The surgery is considered medically necessary to help restore sight.

When you begin to learn about the amazing opportunities you have for improved vision after cataract surgery (Premium Lifestyle Lenses), these advanced surgery options become far more attractive. While these options may come with out-of-pocket costs, the often life-changing vision improvements are well worth the extra cost for most people.

A Difference You Can See

We offer financing to help you afford the vision you deserve to live the lifestyle you love.

Cataract Surgery Financing

You can finance your advanced cataract surgery procedure through CareCredit©, a healthcare financing credit card. This program makes it easier to start enjoying better vision right now and pay for your procedure over time with low monthly payments that fit into your budget.

  • No money down
  • 0% interest financing for up to 24 months
  • Longer term financing options with low interest rates
  • Low monthly payments
  • No pre-payment penalties

Flexible Spending Accounts for Cataract Surgery

If a Flexible Spending Account is offered through your employer, you may be able to enroll in this program and save money on your overall cost. These programs allow you to place pre-tax earnings from your paychecks into an account to use for medical costs not covered by insurance. There are restrictions with these plans regarding the timeframe when the money must be used, so make sure you know all of the specific rules of your plan before enrolling. It is also advised to make sure the time is right for cataract surgery prior to enrolling. These are typically Use It or Lose It plans.

Tax Refunds for Cataract Surgery

Applying your tax refund toward cataract surgery is one more way to save on vision improvement.

Other Forms of Payment

At Pendleton Eye Center, we accept the following payment methods:

  • Visa
  • MasterCard
  • Discover
  • American Express
  • Personal check
  • Cash

Our staff will be happy to help you understand your options when it comes to affording cataract surgery in Oceanside, California.