Payment Information

We are pleased to offer an online patient portal where you can see your next appointment, schedule an appointment, check your balance, pay your bill and request your prescription refill online. Contact us to gain access to your online patient information.

Medical vs Optical Insurance

Pendleton Eye Center gladly accepts Medicare assignment and we can bill any PPO plan. Medical plans we are in network with include:

  • Medicare
  • Aetna
  • Blue Cross
  • Cigna
  • Empire Plan
  • Healthnet
  • Tricare
  • United Healthcare

We are also in network with the top vision care plans. Vision Plans we are in network with include VSP (Vision Service Plan) and MES (Medical Eye Services). These are great plans and our highly trained optician can help you get the most out of your eyeglass/contact lens allowances. Vision care plans we are in network with include:

  • MES
  • VSP

Eye care has a particularly complex relationship with insurance because many people cary both Optical (vision) and Medical Insurance plans. If all you need is a new glasses prescription, optical insurance is sufficient. Optical insurance pays only for routine eye exams and may offer a discount on glasses or contacts.

If your eye is red, itchy, or painful you have a medical condition and will need to present medical insurance or make other arrangements for payment of our services. Eye diseases including cataract, glaucoma, macular degeneration, conjunctivitis, foreign bodies, injury, and so on are all medical conditions and are covered by medical insurance plans. Medical conditions of the eye are NOT covered by optical insurance. If you only have optical insurance, but you come to us with a medical problem, you will be personally responsible for the costs of your visit. Optical insurance ONLY pays for optical care (glasses and contacts).

Payment Options

At Pendleton Eye Center, we accept the following payment methods:

  • Visa
  • MasterCard
  • Discover
  • American Express
  • Personal check
  • Cash

A Difference You Can See

We offer financing to help you afford the vision you deserve to live the lifestyle you love.

Vision Care Financing

If the cost of a vision improvement procedure is an obstacle you are trying to overcome, our financing option may help. We accept CareCredit©, a healthcare financing credit card. This program makes it easier to start enjoying better vision right now and pay for your procedure over time with low monthly payments that fit into your budget.

  • No money down
  • 0% interest financing for up to 12 months
  • Longer term financing options with low interest rates are available
  • Low monthly payments
  • No pre-payment penalties

Flexible Spending Accounts for Vision Improvement

If a Flexible Spending Account is offered through your employer, you may be able to enroll in this program and save money on your overall cost. These programs allow you to place pre-tax earnings from your paychecks into an account to use for medical costs not covered by insurance. There are restrictions with these plans regarding the timeframe when the money must be used, so make sure you know all of the specific rules of your plan before enrolling. It is also advised to make sure you are a good candidate for the procedure you want prior to enrolling. These are typically Use It or Lose It plans.

Tax Refunds for Vision Improvement

Applying your tax refund toward a vision procedure is one more way to save on vision improvement.

Our staff will be happy to help you understand your options when it comes to affording vision improvement in Oceanside, California.