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Payment Information

Pendleton Eye Center gladly accepts Medicare assignment, and we can bill any PPO plan.

Medical plans in network include:

  • Medicare
  • Aetna
  • Blue Cross of California
  • Cigna
  • Empire Plan
  • Healthnet
  • Tricare
  • United Healthcare

Vision care plans in network include:

  • VSP

Understanding Insurance: Medical Vs. Optical Insurance

Eye care has a particularly complex relationship with insurance because many people carry both Optical (vision) and Medical Insurance plans.

Optical Insurance:
If all you need is a new glasses prescription, optical insurance is sufficient. Optical insurance pays only for routine eye exams and may offer a discount on glasses or contacts. Medical conditions aren’t covered by optical insurance.

Medical Insurance:
If your eye is red, itchy, or painful, this would be considered a medical condition and you will need to present medical insurance (or make other arrangements for payment) for service. Eye diseases including cataract, glaucoma, macular degeneration, conjunctivitis, foreign bodies, injury, and so on, are all medical conditions and are covered by medical insurance plans. Medical conditions of the eye are NOT covered by optical insurance. If you only have optical insurance, but you come to us with a medical problem, please note that you will be responsible for the costs of your visit. Optical insurance ONLY pays for optical care (glasses and contacts).

We offer financing to help you afford the vision you deserve to live the lifestyle you love.

Payment Options:

  • Visa
  • MasterCard
  • Discover
  • American Express
  • Personal check
  • Cash

If a Flexible Spending Account is offered through your employer, you may be able to enroll in this program and save money on your overall cost. These programs allow you to place pre-tax earnings from your paychecks into an account to use for medical costs not covered by insurance. There are restrictions with these plans regarding the timeframe when the money must be used, so make sure you know all of the specific rules of your plan before enrolling. It is also advised to make sure you are a good candidate for the procedure you want prior to enrolling. These are typically Use It or Lose It plans.

Applying your tax refund toward a vision procedure is one more way to save on vision improvement.

Our staff will be happy to help you understand your options when it comes to affording vision improvement in Oceanside, California.

patient portal
Optical Shop
(760) 758-2008


Serving North San Diego County


3637 Vista Way
Oceanside, CA 92056

(760) 758-2008 Map of Our Location