Eye care has a particularly complex relationship with insurance because many people carry both Optical (vision) and Medical Insurance plans.
Optical Insurance:
If all you need is a new glasses prescription, optical insurance is sufficient. Optical insurance pays only for routine eye exams and may offer a discount on glasses or contacts. Medical conditions aren’t covered by optical insurance.
Medical Insurance:
If your eye is red, itchy, or painful, this would be considered a medical condition and you will need to present medical insurance (or make other arrangements for payment) for service. Eye diseases including cataract, glaucoma, macular degeneration, conjunctivitis, foreign bodies, injury, and so on, are all medical conditions and are covered by medical insurance plans. Medical conditions of the eye are NOT covered by optical insurance. If you only have optical insurance, but you come to us with a medical problem, please note that you will be responsible for the costs of your visit. Optical insurance ONLY pays for optical care (glasses and contacts).
There’s an easier way to pay for your vision care! We’re pleased to accept the Alphaeon Credit card, designed exclusively for your health and wellness needs. With Alphaeon Credit, you can move forward with your procedure right away and pay over time with flexible monthly payments that fit your budget. Whether you’re considering LASIK, cataract surgery, or need new glasses or contacts, Alphaeon Credit makes it simple to invest in your eye health without financial stress. See clearer, sooner!
Alphaeon Credit is a credit card designed exclusively for health and wellness services, including vision care. With Alphaeon Credit, you can take advantage of special financing on purchases of $250 or more* for services not typically covered by insurance, such as LASIK and Premium IOLs. Don’t wait to improve your vision—get the care you need today and pay over time!
There is an easier way to pay for your vision care, including LASIK. We’re pleased to accept the CareCredit credit card, North America’s leading patient healthcare financing program.
CareCredit lets you begin your procedure immediately — then pay for it over time with monthly payments that fit easily into your monthly budget.
Whether you’re considering LASIK, need cataract surgery, or it’s simply time for new glasses or contacts, CareCredit can help you see clearer, sooner.
CareCredit is the credit card exclusively designed for healthcare services. CareCredit offers special financing on purchase of $200 or more* for healthcare procedures not commonly covered by insurance, including LASIK and Premium-IOLs. Why put off improving your vision tomorrow, when you can see clearer today?
*Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details.
If a Flexible Spending Account is offered through your employer, you may be able to enroll in this program and save money on your overall cost. These programs allow you to place pre-tax earnings from your paychecks into an account to use for medical costs not covered by insurance. There are restrictions with these plans regarding the timeframe when the money must be used, so make sure you know all of the specific rules of your plan before enrolling. It is also advised to make sure you are a good candidate for the procedure you want prior to enrolling. These are typically Use It or Lose It plans.
Applying your tax refund toward a vision procedure is one more way to save on vision improvement.
Our staff will be happy to help you understand your options when it comes to affording vision improvement in Oceanside, California.
